
1. How does CheckMAN™ compare to it's competition? As you may or may not know, there are several products similar to CheckMAN™ on the market. None of them to our knowledge has nearly as many features as CheckMAN™ does. Here are just a few of the features that CheckMAN™ and/or CheckMAN™ Pro have that most of our competitors don't: Ability to print checks "Selected or by Date", Ability to print Deposit Summaries, Ability to EASILY handle monthly "Recurring Payments", Ability to add Artwork to any Check, Ability to print your Signature right on your check, Ability to Print a "File Copy" and a "Customer Receipt", Ability to actually Endorse the back of your checks! **Several of the features listed are available only with the Professional version of CheckMAN™. CheckMAN™ is a very easy program to use, and it's also Very Affordable, No monthly costs involved, plus much more!
2. Who signs the check? No signature is required to deposit these checks (see above). In place of a signature, CheckMAN™ prints, "This Draft Authorized By Your Depositor...NO SIGNATURE REQUIRED". Banks will accept them just fine like this.
3. Do I need special paper? Yes. In order to use CheckMAN™, you will need to use our special blank check stock. The Federal Reserve Board requires checks to be written on special "secure" paper to be accepted by depositors. Our software is not going to help if you do not get the proper paper. Our special checks come with several "pre-printed" check lines, specifically suited for CheckMAN™. The cost for these is very minimal.... as low as 2¢ each or less! We carry all the blank check stock you will need.
4. Is CheckMAN™ guaranteed? Yes!! We offer 15 day evaluation period. Giving you plenty of time to decide if it is right for your company! Once you install the program, test it out! If you don't like, return it to the person that you purchased it from. *Once you actually register however, your trial period will be over.
5. How do I take a check over the phone? You simply gather all the information that is on your customers check. You will then enter this information into CheckMAN™, and a check ready to deposit will be produced. We will even send you a "phone template" that you can make copies of and use..it basically guides you through the whole process. It even has a sample check so you can explain to your customer exactly where all the information will be found on their check.
6. How do I take a check via a fax machine? You simply ask your customer to make a check out to you just as if they were going to mail it. Then ask them to attach it to a sheet of paper (so it doesn't get crumpled in the fax machine), and fax it to you. You would then input the information right from the check directly into CheckMAN, and it will print a check ready to deposit.
7. How do I take a check via the internet? It is now very simple! We will provide you with a FREE custom WebForm! There are 4 different options of WebForms to choose from. The basic option is FREE to all registered users of CheckMAN™. You will be required to make a check purchase in order to have use of the WebForm. We will give you a URL to go to and let us know what to put on your CheckMAN™ WebForm, and then we will create it. Within 48 hours it will be online and ready to go! You will simply make a link from you existing website, or email your customers the URL of your CheckMAN™ WebForm. As soon as someone completes the form, and hits the "Submit" button, you will receive a copy of their order and checking information in your email box instantly!! Once you collected the information, you would input the information right into CheckMAN™, and it will print a check ready to deposit.
8. What do I need to deposit these checks? To deposit these checks you need only 5 things. 1. A product or service to sell. 2. The information from your customer's check. 3. Authorization from your customer. 4. CheckMAN™ Software. 5. Blank Checks.
9. What type of computer & printer do I need? CheckMAN™ is a Windows™ based application. It requires a 486 Cpu with 2 meg of Ram, and 4 meg of free Hard Drive space. Sorry at this time, a Macintosh™ version is not available. Any Windows™ compatible ink jet or laser printer will work fine.
10. Do I need magnetic toner? Most banks have upgraded their check processing applications and no longer require the magnetic ink. The checks are scanned digitally. Therefore, most will not have any problem. If they do, they'll process them manually, and may ask you to get magnetic ink if they are processing a very large quantity of checks for you daily. . We suggest that you simply deposit the checks without it. If there is a problem with your particular bank (highly unlikely), then contact us, and we will give you information on purchasing magnetic toner.
11. Are there any monthly or yearly "fees" involved? Absolutely none. We have seen other services charge as much as $29.95 per month licensing fee for their software. With CheckMAN™, you simply purchase it for our very low price, and all you'll ever need to purchase again is blank checks!
12. Is this legal? Check demand drafts, or "drafting" funds from a second party's checking account, have been a method of payment for more than 8 years. Fax, E-Mail, and Telephone checks (pre-authorized paper bank drafts) are completely legal. The primary requirement is that the checking account holder (your customer) must give you verbal or written pre-authorization, such as faxing you their check. Electronic drafts are nothing new. Insurance companies have been using them for years. Unfortunately, this was so tightly regulated and expensive to implement, it was cost prohibitive for small and medium sized businesses.
This all changed in 1996 when new banking laws clarified the way for anyone to accept electronic drafts.
The laws that changed are in the Uniform Commercial Code, Title 1, Section 1-201 (39) and Title 3, Section 3-104, and 3-403; Code of Federal Regulations, Title 12, Chapter U, Part 210; and Regulation J., Federal Reserve Bank, Part 2, Sections 4A-201 to 4A-212.
In a nutshell, these laws define a "Negotiable Instrument" which, before required a signature to be binding. With the changes in these laws a signature is no longer required. All that is required is a verbal or written authorization which can be received via phone, fax, email or internet orders.
Similar Laws have also been recently passed in Canada.
13. What if my customer is afraid to give me their checking information? If this question should arise, you simply explain to your customer that by faxing you a check, or giving you the information over the phone, they are giving you absolutely no more information than they would be if they mailed a check to you. It is really that simple. Sure, there are people out there that are crooks, but giving out your checking information is no more insecure than paying for a new coat at the mall with your check or credit card.
14. How can I accept MasterCard / Visa with CheckMAN™? Most every credit card customer (80%) is given "courtesy checks" from their issuing bank. These courtesy checks work just like any other check. When you gather the payment information from your customer, you get the info from these checks. (Not the Credit Card #) The check is printed and you endorse and deposit the draft like all the others!
15. What does
a CheckMAN™ check look like? You can
view a sample, just CLICK HERE
16. Can I resell
CheckMAN? Yes, you will receive reseller details
when you register your copy. Basically, after you register, you are
allowed to resell CheckMAN for $29.95 and keep nearly 100% of the profit.
You will be given complete details when you register your copy of CheckMAN™!
Everyone that orders, also will be given the option of obtaining a FREE
Website, similar to this one!
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